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    BonusFinder > Guides Hub > Wagering Requirements Basics Explained

    Wagering Requirements Basics Explained

    Author: BonusFinder Editorial Team | Fact checker: Luciano Passavanti · Updated: 27/08/2025

    One important aspect that all casino bonus players should be aware of is the wagering requirements attached to these bonuses.

    In this article, we will explain what wagering requirements are, delve into the reasons why casinos impose them, help you understand what are average and fair wagering requirements, explore the consequences of not completing the wagering, outline the do’s and don’ts of wagering, and provide tips on quickly clearing wagering requirements.

    Contents
    • What are Casino Bonus Wagering Requirements?
    • Why do Online Casinos have Wagering Requirements?
    • What is the Average Wagering Requirement at NZ Casinos?
    • Are $1,000 Welcome Offers Ever Worth It?
    • What Happens if I Don't Complete The Wagering Requirements?
    • Do's and Don'ts of Wagering
    • How to Clear Wagering Requirements Quickly
    • Summary
    • Wagering Requirements FAQs

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    Experts Guide to Bonus Wagering

    What are Casino Bonus Wagering Requirements?

    Wagering requirements are conditions that players must meet before they can withdraw any winnings obtained from using casino bonus funds.

    Why do Online Casinos have Wagering Requirements?

    Casinos implement wagering requirements to protect themselves from bonus abuse and ensure the sustainability of their operations. By imposing wagering requirements, casinos aim to prevent players from simply depositing, claiming a bonus, and immediately withdrawing funds without engaging in any actual gameplay.

    As well as making sure you don't just take the bonus money and run, Many NZ online casinos believe that the wagering requirements encourage new players to explore the casino's offerings, and try out a variety of games whilst waiting to convert bonus funds into real money winnings.

    What is the Average Wagering Requirement at NZ Casinos?

    Based on our analysis of currently active NZ welcome offers on BonusFinder New Zealand, most deals sit in the 30x–35x range, with no-wager and low-wager (10x–20x) offers remaining rare.

    Wagering Band Share of Sample Typical Expiry Common Max Win Cap
    0x (No wager) ~3% ~24 hours NZ$20–NZ$100
    10x–20x ~3% ~7 days Rare
    30x–40x+ ~72% ~7 days Varies (some tiered)
    Other ~22% Varies Varies

    What this means in practice: while 30x–35x is the norm, ≤20x offers tend to provide a better balance of effort and value when available. No-wager deals are the simplest but usually come small and capped. High headline packages often bundle multiple tiers with heavier terms.

    editor tip icon
    BonusFinder Tip
    Always check what the casino multiplies: bonus only vs deposit+bonus. Deposit+bonus can roughly double the turnover you need to complete. Also confirm expiry, contribution rates, max bet limits, and any win caps.
    expert-pick-icon
    BonusFinder Expert Pick
    If your goal is practical cash-out potential, target offers with ≤20x wagering on 100%-contribution pokies. Choose no-wager spins when you want simplicity and immediate withdrawals, accepting the smaller, capped upside. For most players, avoid 35x+ unless you play frequently.
    BonusFinder Editorial Team
    BF Team

    For real examples, contribution tables, and how wagering impacts expected value, see the full comparison: No Wagering vs. Low Wagering Bonuses.

    Are $1,000 Welcome Offers Ever Worth It?

    High-value welcome packages look compelling, but the real cost sits in the wagering requirement. The key is to confirm whether the casino applies wagering to the bonus only or to deposit + bonus, then calculate the total turnover you must play through before any withdrawal.

    editor tip icon
    BonusFinder Tip
    Always read the bonus terms for: wagering base (bonus vs deposit+bonus), wagering multiplier (for example 30x), game contribution, time limit, and max bet per spin.

    How wagering is applied:

    • Bonus-only wagering: Required turnover = Bonus × WR multiplier
    • Deposit + Bonus wagering: Required turnover = (Deposit + Bonus) × WR multiplier

    Example A: Bonus only

    You deposit $1,000 and receive a $1,000 bonus. WR is 30× on the bonus.

    Wagering needed: $1,000 × 30 = $30,000 in total bets.

    Example B: Deposit + Bonus

    You deposit $1,000 and receive a $1,000 bonus. WR is 30× on deposit + bonus.

    Wagering needed: ($1,000 + $1,000) × 30 = $60,000 in total bets.

    How many spins is that?

    Assuming you play $1 on pokies that contribute 100% to wagering, here is the rough volume required:

    Scenario Wagering Target Spins @$1 / @$3
    Bonus only, 30× $30,000 30,000 / 10,000
    Deposit + Bonus, 30× $60,000 60,000 / 20,000
    editor tip icon
    BonusFinder Tip
    If you prefer table games, check contribution. Many casinos count blackjack or roulette at a reduced rate. A 20% contribution makes the effective wagering five times heavier.

    Practical constraints that affect clearing

    • Time limits: Bonuses often expire within 7 to 30 days. High turnover inside a short window is challenging.
    • Game contribution: Pokies typically contribute 100% to the playthrough requirements while table and live games can contribute 10% to 20%, sometimes 0%.
    • Max bet rules: Terms frequently cap the stake per spin (for example $5). This slows wagering progress.
    • Volatility and RTP: Lower volatility pokies and higher RTP help smooth bankroll swings during long wagering grinds.
    editor tip icon
    BonusFinder Tip
    Before you start, confirm the max bet per spin. Accidentally betting above the limit can void bonus winnings.

    Pros and cons of chasing a $1,000 bonus

    Pros Cons
    Large bankroll extension for longer sessions Very high turnover makes cashing out difficult
    Potential fit for disciplined high-volume slot play Time limits and max bet caps slow progress
    Can reduce risk by choosing low-volatility, high-RTP pokies Losses during long wagering may wipe perceived bonus value
    expert-pick-icon
    BonusFinder Expert Pick
    Consider welcome packages with lower wagering multipliers or no-wagering free spins. These are usually smaller on paper, but the effective value is easier to realise.
    BonusFinder Editorial Team
    BF Team

    A $1,000 welcome bonus can make sense only if you can commit the time and bankroll, stick to 100%-contribution pokies, and accept a low probability of successfully withdrawing after wagering. For most players, a smaller bonus with lighter terms is the more practical route.

    What Happens if I Don't Complete The Wagering Requirements?

    If you fail to meet the wagering requirements within the stipulated timeframe, as stated in the terms and conditions, the bonus funds and any associated winnings will be forfeited. No ifs or buts.

    Anything in your cash balance will be safe, but it is crucial to carefully review the bonus details to understand the wagering requirements and avoid any disappointment or loss of potential winnings.

    Do's and Don'ts of Wagering

    When wagering a casino bonus, it is essential to adhere to certain guidelines. Firstly, carefully read the terms and conditions of the bonus to understand the wagering requirements, eligible games, time limits, and any other relevant conditions.

    Stick to the games that contribute towards the wagering requirements, as not all games have equal weightage. Some casinos exclude certain games entirely, especially live casino games like Blackjack or Baccarat.

    Additionally, avoid attempting to circumvent the wagering requirements through irregular betting patterns or placing large bets to quickly meet the requirement, as this may lead to the bonus being canceled. If you are able to play Roulette with your bonus funds, remember that covering over 67% of the table with your bets is considered in breach of the wagering requirements.

    How to Clear Wagering Requirements Quickly

    To efficiently clear wagering requirements, focus on games with a higher contribution percentage towards the requirements. Online pokies usually contribute 100% towards the wagering, while table games like blackjack or roulette may contribute a lower percentage, or even zero. By strategically selecting high-contributing games, you can expedite the wagering process.

    We recommend finding games with a higher return to player percentage (RTP%), as statistically, you will lose less during the wagering. Anything with an RTP over 96% is considered high.

    Summary

    Wagering requirements are an integral part of online casino bonuses, serving to protect the casinos. Understanding why casinos impose these requirements, knowing the average range of wagering requirements, being aware of the consequences of non-completion, and following the appropriate guidelines will enhance your overall gaming experience. By employing strategic approaches and selecting games wisely, you can efficiently meet wagering requirements and potentially convert bonus funds into real money winnings.

    Playing through wagering requirements does take time, but being forewarned is to be forearmed. It is also possible to find free spins with no wagering at several NZ casinos, although typically you will have to compromise with a smaller casino bonus.

    Last updated: 27/08/2025

    Wagering Requirements FAQs

    Are no-wagering free spins better than a $1,000 matched bonus?
    Plus sign White plus sign on green background Minus sign White minus sign on red background

    If you value practicality, yes. This is because free spins with no wagering attached will pay in cash and you can withdraw immediately. However, the maximum win is always capped to smaller amounts. On the other hand, a $1,000 match can look bigger on paper but usually requires you to wager your winnings many times before any withdrawal is allowed.

    What is a sticky (non-cashable) bonus vs a cashable bonus, and why does it matter?
    Plus sign White plus sign on green background Minus sign White minus sign on red background

    A sticky bonus is one you can never withdraw. You can only withdraw the winnings you make after wagering is complete. A cashable bonus lets you keep the bonus itself as well as your winnings once requirements are cleared. Cashable offers are rarer but usually more valuable.

    How does play order (real-money first vs bonus-first) affect withdrawals?
    Plus sign White plus sign on green background Minus sign White minus sign on red background

    Play order decides which balance your bets use first. Real-money-first is better for players because you can sometimes withdraw cash winnings by giving up the bonus. Bonus-first locks you into wagering straight away, which removes that flexibility.

    Do progressive jackpot pokies count toward wagering?
    Plus sign White plus sign on green background Minus sign White minus sign on red background

    Usually not. Progressive jackpots are often excluded or contribute 0% to playthrough. Playing them may not move your wagering meter at all, or worse, could put you in breach of bonus rules.

    Do certain payment methods make me ineligible for the bonus or for wagering credit?
    Plus sign White plus sign on green background Minus sign White minus sign on red background

    Yes. Some casinos exclude deposits made via e-wallets or prepaid cards from bonus eligibility. If you use one of these methods, you may not get the bonus at all. Always double-check the payment method rules before you deposit.

    For $1,000 match offers, are there hidden caps or tiered terms that change the real value?
    Plus sign White plus sign on green background Minus sign White minus sign on red background

    Yes, and they matter. Big welcome offers are often split into tiers, with each tier carrying its own wagering and expiry clock. Free spins that come with them may also have win caps, or the casino might exclude certain games from contributing. All of these reduce the actual value compared to the headline $1,000 figure.

    If a welcome offer is split across multiple deposits, does wagering reset for each tier?
    Plus sign White plus sign on green background Minus sign White minus sign on red background

    It usually does. Each deposit bonus is treated separately, meaning you start a new wagering requirement with its own time limit and rules. Clearing one tier doesn’t roll over into the next, and if you fail to finish one, that bonus is typically lost even if you completed an earlier tier.

    author
    Author
    BonusFinder Editorial Team
    BF Team
    We're a group of expert analysts, casino testers, igaming fans, and digital content pros who create hands-on, honest guides for NZ players.
    author
    Fact checker
    Luciano Passavanti
    VP & Fact-Checker
    Luciano, the VP of BonusFinder, is an online gambling industry veteran and oversees editorial operations across all markets to ensure all our sites meet the highest quality standards.

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    • How to Find Real Value with Casino Bonuses
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    • Loyalty & VIP Perks: Are You Missing Out on Value?
    • No Wagering vs. Low Wagering Bonuses
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