- The Highest Paying Online Casinos in New Zealand in 2026
- How To Find the Best Paying Online Casinos for NZ
- Best Paying Online Casinos NZ 2026
- Online Casino Payouts
- Highest RTP Casino Games
- Highest Payout Pokies
- The Biggest Payouts in Online Casino History
- Conclusion: How to Find a Casino that Pays Out the Most
- FAQ
The Highest Paying Online Casinos in New Zealand in 2026
Choosing a casino site with the highest RTP percentage possible is the best way to maximise your chances of winning. Based on our research and network, these are the 6 top paying casinos sites for New Zealanders in 2026*, out of over 100 brands:
| High Paying Casino | RTP |
|---|---|
| Jackpot City Casino | 98.4% |
| SkyCity Online Casino | 97.7% |
| Spin Casino | 97.3% |
| Jonny Jackpot | 97.0% |
| Wildz Casino | 96.5% |
*We define the best online payout casinos as those that have a quick payout speed, and the Return-to-Player (RTP) number is above 97%.
Top Paying Casino: Jackpot City
Jackpot City Casino has consistently been the top paying online casino NZ in 2026. The casino offers lots of NZ payment methods for both deposits and withdrawals, which makes the them a popular choice for Kiwi players.
They host over 500 casino games, ranging from pokies and table games to video poker. The selection also includes progressive jackpots with hefty jackpots as well as a generous welcome bonus.
How To Find the Best Paying Online Casinos for NZ
Generally speaking, any casino online offering a payout percentage above 97% can be considered to be a high paying online casino.
However, the newest casinos do push the envelope by offering juicier online pokies and table games with higher theoretical RTPs.
Some might find the above results surprising. However, we're not shocked that established online casinos can get away with lower payout percentages thanks to their brands. Meanwhile, new online casinos in NZ have to fight over market share, and some of them will do this by offering higher payouts for casino players.
I've listed all the NZ online casinos with the highest payout percentages above. When comparing to the casino industry average, any casino that returns 97% or more back, over a long period, is a high paying casino.
Captain Spins Casino NZ is the best paying casino in New Zealand. On average, you get 97.85% back what you wager. Payout percentages vary between different casino games online.
Best Paying Online Casinos NZ 2026
These high payout casinos offer high rollers the option to bet big money wagers. Online casinos need to have more significant liquidity to accept high stakes to payout possible winnings. The bigger the casino operation, the bigger bets you're able to place at a given casino site. Here are some of the best paying casinos in New Zealand for big money players:
| Casino | Cashout Limit | Payout % | Withdrawal Time |
|---|---|---|---|
| William Hill | NZ$99,000 | 97.00% | Within 72 hours |
| Betsafe Casino | NZ$50,000 | 97.00% | 2-3 business days |
| 888 Casino | NZ$30,000 | 96.95% | 1-3 business days |
Usually, all withdrawals must go through the same payment method you have chosen to deposit with unless the casino decides otherwise or cannot do so. There might be some limitations on how much you can withdraw per 24 hours. When you become a VIP member, your withdrawal limits usually go up, and you get VIP customer support.
Rizk offers new players extra money to play with. Win up to NZ$25 for free from the Wheel of Rizk!
Online Casino Payouts
You can use many of the deposit methods for online gaming mentioned above to withdraw from your online casino bankroll.
If you used them to deposit, you'd have to choose another option, like an e-wallet, bank transfers, or e-cheques. Also, do note online casino withdrawals are NOT instant to show on your bank account balance. Usually, the process for your winnings can take anywhere from a few minutes to a few hours.
When one of the best fastest payout online casino NZ approves a withdrawal request, it begins its journey to you via your chosen withdrawal method.
From the best online casinos with the fast payout, you can get your winnings in a couple of hours. However, often it takes up to 48 hours to receive your winnings. In rare cases, some casinos can process transfers instantly.
Highest RTP Casino Games
The average payout percentages vary between casinos but almost all NZ casinos list the theoretical payout percentages of each game to help players decide where to play.
| Casino Games | Payout Rates |
|---|---|
| Online Slots | 92-98.5% |
| Video Poker Games | 99.5% |
| Live Blackjack | 99.5% |
| Live Baccarat | 98.9% |
| Live Roulette | 97.3% |
| Craps | 98.64% |
Typically, table games (Online Baccarat, Online Roulette, Online Blackjack) and most live dealer games have a higher payout ratio, so it's likely that casinos won't allow you to play those games with the extra money you receive from sign-up bonuses.
These live dealer games have the slightest house edge, which means that they have the highest theoretical payout percentage. The average payout rate changes significantly between online slots, and for that reason, you are not allowed to play some of the games with bonuses.
Highest Payout Pokies
| # | Slot | Provider | RTP Percentages |
|---|---|---|---|
| 1 | Mega Joker | NetEnt | 99.0% |
| 2 | Uncharted Seas | Thunderkick | 98.50% |
| 3 | Mega Moolah | Microgaming | 96.92% |
| 4 | Immortal Romance | Microgaming | 96.8% |
| 5 | Tropic Reels | Playtech | 96.8% |
| 6 | Great Rhino Megaways | Pragmatic Play | 96.58% |
| 7 | Book of Dead | Play'N Go | 96.21% |
| 8 | Fire Joker | Play'N Go | 96.15% |
| 9 | Starburst | NetEnt | 96.1% |
| 10 | Book of Ra | Novomatic | 96.0% |
Pokies, a.k.a online slots are the most popular online game type in the casino industry.
Playing pokies is the best use of your welcome bonuses as slot games usually contribute 100% towards wagering requirements.
Most online casinos even offer free spins with no deposit required to try out and play out selected pokies. Several even allow you to play any jackpot pokie with your bonus funds.
The Biggest Payouts in Online Casino History
All the biggest winners have come in jackpot games and progressive jackpots. Mega Moolah, one of the most legendary online pokies, has paid out millions to Mega Moolah Winners over the past few decades. Most of the biggest wins in the history of online casinos have come from Mega Moolah.
| Rank | Casino | Payout | Game |
|---|---|---|---|
| 1 | PAF | $24 million | Mega Fortune |
| 2 | Grand Mondial | $23.5 million | Mega Moolah |
| 3 | Zodiac Casino | $20 million | Mega Moolah |
| 4 | Betway Casino | $16.7 million | Mega Moolah |
| 5 | Jackpot City | $16 million | Mega Moolah |
| 6 | Betsson | $13.5 million | Mega Fortune |
| 7 | Jackpot City | $12 million | Mega Moolah |
| 8 | Folkeautomaten | $9.5 million | Mega Fortune |
| 9 | Tipico | $9.2 million | Mega Moolah |
| 10 | Zodiac Casino | $8.8 million | Mega Moolah |
Mega Moolah is still the favourite online casino game among players all around the world. It's the lure of winning life-changing money with a single spin that makes progressive jackpot games popular.
Conclusion: How to Find a Casino that Pays Out the Most
We all want to play real money games with the highest casino payouts available. Choosing a site with the best online casino payout will help you enjoy a better all-around online gaming experience. Here are a few ways to track down online casinos that payout the most:
- Check their eCOGRA listing – Most online casinos contract eCOGRA to test their casino games' random number generator software. As part of the certification process, eCOGRA publishes the online casino's total RTP or return-to-player percentage. The closer that number is 100%, the better online casino payouts you can get.
- Evaluate their welcome package/ongoing promotions – The RTP of an online casino's games determines its payout rate. However, you should also take bonuses into account. Evaluate the casino bonus cash and free spins they award and their wagering requirements. The more player-friendly there are, the more these deals payout.
- Choose online casinos promoted by BonusFinder – The majority of new casinos we recommend have high payout percentages. This number can shift from year-to-year, but we always aim to promote exciting, high-paying online casinos. We stay on top of online casino payout percentages, so you don't have to.
Use the above-listed methods for up to date information, and you'll find the best casinos in New Zealand that offer casino players chances to play games available for real money.
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FAQ
- Which online casino has the best payouts?
-
Not every casino lists its payout percentages online. We have listed multiple casinos paying at least 97% back, the highest being Captain Spins Casino that pays 97.85% back on average. When you play with casino bonuses, you improve your chances of winning real money online, but luck is still needed to come up with any winnings.
- What are the highest payout casino games?
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Blackjack is the highest-paying game in any online casino. If you play every hand perfectly, you’ll enjoy an RTP of 99.54% in the long run. Jackpot games like Mega Moolah don't offer as high of an RTP, but the lure of slots machines is in the chance to win the progressive jackpot.
- Which online slots payout the most?
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According to our analysis, Goblin’s Cave has the highest RTP of any slot as of January 2026. Those who spin this Playtech slot will enjoy an eye-popping RTP of 99.32%. To be clear, though, most slots have RTPs in the 96%-97% range.
- What is a payout percentage?
-
The payout percentage is the expected amount a player will receive after a certain amount of plays have been completed. The estimated amount to be paid back to the player on slots and other casino games can be expected as a general overall payout throughout gameplay. The amount has been determined by a series of tests and plays that ultimately reveal the casino's 'payout percentage'.
